Go and grab the .blend file here.

I gave the body sculpt some vertex colors and started sculpting various clothing pieces to mix them into different outfits. The original idea was a more autumn themed outfit with a thin pullover and loose shirt underneath. I tried different variations but eventually decided on a sleeveless outfit since this will give an easier model to work with for animation (rolled up sleeves would intersect with the torso). I also added a silk scarf since the scarf is a part of the animation course tutorials for follow-through animation lessons.